Permissible Purpose
Federal and State laws govern access to certain information and how it may be used.
Access to certain information may be legally obtained for specific purposes only,
however, in some instances that information may not be legally used.
| Purpose |
Credit Info |
Drivers Info |
Court Records |
Criminal History (4) |
Other Info (5) |
| Extension of Credit (1)(6) |
Yes |
No |
Yes |
Yes |
Yes |
| Collection of Debt (2) |
Yes |
No |
Yes |
Yes |
Yes |
| Offer of Employment (3)(6) |
Yes |
Yes |
Yes |
Yes |
Yes |
| Locate People |
No |
No |
Yes |
Yes |
Yes |
| Background Information |
No |
No |
Yes |
Yes |
Yes |
| Service of Process |
No |
No |
Yes |
Yes |
Yes |
| Tenant Screening (1)(6) |
Yes |
No |
Yes |
Yes |
Yes |
| Child Care Background (3)(6) |
Yes |
Yes |
Yes |
Yes |
Yes |
1) Requires a Credit Application.
2) Requires Proof of Debt
3) Requires written acknowledgment from the applicant
4) Not available in all States or may require acknowledgement from the subject
5) ABC may also require proof of Permissible Purpose
6) Federal and State Laws may require that the subject be informed of the content of the report
and may also require a copy of the report be provided to the subject
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